Conditions of Use

1. General

1.1. You are invited to access Prad Finspire (the "Website")

1.2. This website provides information about trading services ("Services") available on third-party platforms ("Third-Party Platforms").

1.3. These Terms are a legally binding agreement between you and the Website owner, and you must review them before using our Services. To use the Website, you must accept the full Terms governing your access. We reserve the right to update or modify these Terms.

By accepting our Terms, you also acknowledge and agree to our Privacy Policy (available here).

2. Eligibility

2.1. Provided you meet the legal requirements and accept and comply with the Website’s Terms and Conditions, you will have full access to our Services.

2.1.1. You must be at least 18 years old to use our Services

2.1.2. You must have the legal capacity to accept our terms and conditions.

2.1.3. Your use of our Website and its Services must be lawful in the country or territory where you reside. You must not be prohibited by law from using our Website.

2.2. The Website and the Company are not liable for any unlawful use of our Services by users. We also make no guarantees, warranties, or representations regarding the legal status of any person using our Services or the Website.

3. Territories with Access Restrictions

3.1. We reserve the right to refuse access to our Website or Services if (1) a user is located in a restricted area (“Restricted Territories”), or (2) we determine that allowing access would create legal, regulatory, or reputational risk to the Company. This statement does not limit our rights solely to these circumstances.

3.2. For users located in certain jurisdictions, the Company may restrict access until additional terms are agreed to and imposed. While in a Restricted Territory, the Services and Website may be blocked or otherwise unavailable.

4. Prohibited activities

4.1. To use this Website and its Services responsibly, you must:

4.1.1. Users may use the Website Services for their intended purposes, including uploading and sharing content. However, this does not include the following prohibited materials: 1) data and/or files containing viruses or other potentially harmful code, or any material that blocks or impedes other users from accessing the Website Services, or that harms our Website or the systems of our third-party partners. 2) any content whose sharing would infringe copyright, intellectual property, or other rights. 3) any content containing threats, defamation, racism, slander, or insults. 4) any content that violates any law in all relevant jurisdictions. 5) any marketing or advertising materials unless prior written consent has been obtained.

4.1.2. You may not alter, destroy, or remove any legal notices, services, software, design elements, logos, or other proprietary materials from the Website.

4.1.3. You may not access the Website’s Services through any means or interface other than the Website itself.

4.1.4. You must not interfere with or disrupt other users’ use of the Website and its Services in any way.

4.1.5. Access to the Website and its Services via external bots, automation tools, or any unauthorised software is prohibited.

4.1.6. Any data collection or transmission involving the Website, whether active or passive, including via cookies, spyware, or beacons, is prohibited, and such data may not be uploaded or transmitted to the Website.

4.1.7. You are prohibited from attempting to replicate the Website or its services in any manner, including their appearance and/or functionality. This includes creating mirror sites and any other methods, whether currently known or developed in the future.

4.1.8. While using the Website and its Services, you must not violate applicable laws, infringe copyright, use pirated software, commit identity theft, or engage in hacking. Any illegal activity, including its encouragement by others, is strictly prohibited.

4.1.9. You may not upload any software or attempt to modify the Website’s source code. You must not harm, disrupt, or otherwise interfere with the Website or with others’ interest in or use of it.

4.1.10. You may not attempt to replicate the Website or its Services by any form of reverse engineering, including disassembly, decompilation, or any other method or technology.

4.2. If we suspect that your use of the Website contravenes any applicable laws or our Terms of Use, we reserve the right to monitor your use of the Website and its Services. If it is determined that you have violated our Terms of Use and/or applicable laws, we may terminate your account, suspend your access to the Website, disclose your activities to relevant authorities or third-party service providers, or take action up to and including legal proceedings. These Website Terms of Use are in addition to any other rights the Company may have, both legal and civil.

5. Intellectual Property Rights

5.1. All content on any page of our Website—including videos, images, logos, text, audio, designs, brands, trademarks, and any other materials—is protected by intellectual property rights held by the Company or applicable third-party providers.

5.2. Users acquire no intellectual property rights in any content on the Website. They receive only limited rights, under the applicable terms and conditions, allowing them to access the Website and its Services. All other rights, title, and interest in the Website and its Services belong to the Company.

5.3. The Website and all Services available herein may be accessed and used solely for personal, non-commercial purposes.

5.4. Users shall not, whether knowingly or through negligence, permit any other person to copy, modify, or duplicate any aspect of the Website by any means. This includes, without limitation, reverse engineering, decompiling, or copying the specific service configuration or the Website’s source code.

6. Liability Limitations

6.1. By agreeing to use the Website and its Services under the Terms of Service, the user is solely responsible for any outcomes resulting from such use. The Website and the Company make no representations or warranties, whether express or implied, regarding the results of using the Website, nor any warranties of quality, fitness for a particular purpose, usability, accuracy, or any other aspect of the Website and its usability. The user acknowledges that all content and Services on the Website are provided “as is”, including any defects or limitations.

6.2. We are not responsible for service disruptions beyond our control or for interruptions in the transmission of information through our Services. Nor are we liable for any informational errors, including omissions or inaccuracies, in the Website content.

6.3. Any losses you incur while using the Services on the Website are solely your responsibility. By accepting the Terms of Service, you agree to be indemnified for such losses, including those arising from your consensual use of third-party services. You also agree that you alone are responsible for any decisions related to your activity on the Website, including any reliance on information provided by the Website and its Services.

6.4. Any damages or losses suffered by you or your agents, whether direct or indirect, are your sole responsibility. To the fullest extent permitted by applicable law, we accept no liability or responsibility for such losses. This includes loss of income, savings, or personal data arising from or related to your use of the site.

6.5. The Company is not responsible for any technical issues arising from failures of technology, including telephone lines, internet services, computers, or any other hardware or software. Any costs or losses incurred through use of the internet are also not our responsibility.

7. Services, Content, and Promotions from Third-Party Providers

7.1. When using our Services on our Website, you acknowledge that you may encounter third-party content, including advertisements and reviews of such platforms.

7.2. Products and services from third-party providers featured on our website are not our responsibility, and we do not endorse their quality or guarantee they are up to date.

7.3. Before making any decisions, purchases, direct enquiries, or visits to third-party service providers, we strongly advise users to verify the accuracy of any claims. Any decisions, consents, or purchases you make with these services are solely your responsibility.

8. Links

8.1. Please note that the Website features our own content and services, as well as advertisements, links, and materials provided by third-party service providers. You are solely responsible for accessing or using any such websites or services, including any resulting loss or damage. This includes the use of products, services, and/or software available through those websites. Exercise due diligence before downloading, purchasing, or submitting personal data to any third-party website. Likewise, do not rely on their information or claims without independently verifying them.

8.2. Advertisements, images, hyperlinks, or any other promotion or display of another third-party website do not constitute an endorsement by the Website or the Company. Unless explicitly stated, we do not authorise, endorse, or have any affiliation with any linked websites or with any products, information, materials, services, software, or business administration.

8.3. It is not feasible for us to review, research, or provide an opinion on every third-party advertiser or each hyperlink we include. We also cannot be held responsible for the quality of services offered by these companies. Accordingly, we are not liable for any loss or damage you may incur from using such third-party services or websites, including their products, software, information, or any other offering. We strongly recommend thoroughly researching any company you intend to work with or provide personal data to, especially before making any purchase.

8.4. Always carefully review the policies and terms of use of any third-party websites, including those advertising on our Website, before contacting them or making any purchases from such websites.

9. Miscellaneous

9.1. Specific services available on the Website may be modified, suspended, or discontinued as necessary or appropriate. We reserve this right as part of routine operations, site enhancements, and similar activities. We will not implement such changes in a way that harms you, and you will not have grounds to make claims against us for them.

9.2. The Website’s Terms of Use may be updated at any time. If changes occur, you will be notified as soon as reasonably possible, usually within a few working days. Continued use of the Website after the date-stamped publication of the updated Terms of Use will be deemed acceptance of the new terms.

9.3. Information transmitted through the website to any other location, website, third-party service, or organisation does not create or imply any relationship beyond what is expressly set out in writing in these terms. By transmitting such information, the user knowingly consents to these terms.

9.4. Any agreement or statement, whether written or oral, that is not expressly included in these Terms of Use has no legal effect and is not binding on either party. Only the Terms of Use and the Privacy Policy of the Company and the Website, as amended and accepted, constitute a binding agreement between the user and the Website.

9.5. Any right granted under these Terms that is not exercised—whether by consent, neglect, or inability—will be deemed waived. The exercise of a right, in whole or in part, does not preclude any further exercise of that right or any remedy, which shall remain in force.

9.6. If any provision of these Terms is declared null and void by a competent court, it shall be severed from these Terms. The remainder will continue in full force and effect, excluding the removed provision. The surviving terms will be interpreted in accordance with the court’s ruling to reflect the intent and meaning of these Terms without the excluded clause(s).

9.7. These Terms permit the website, including all of its Services, to be operated and managed by third-party service providers. In such cases, those providers may transfer all of their rights and obligations. Users may not transfer their rights or obligations to any other party and remain solely responsible.